Roseon Finance, including but not limited to the overall project, website smart contracts and software app (“Roseon”) as presented in this conceptual paper is not currently an active licensed or exempted financial or payment service of any kind and in any Jurisdiction, although it might be in the future, subject to appropriate requirements and approval. Any financial or payment services terminology used in this Whitepaper, on the Roseon website or within the app is intended only as a basic reference, without any effective or legal meaning of the same terms in a regulated and/or traditional financial environment. The ROSN token is a strictly utility token in any jurisdiction and is not and can not be considered as a security or otherwise a regulated token of any kind, is not in any way e-money and/or a fiat or asset backed stablecoin, whether global or limited in scope. This Whitepaper is not a contract or a contractual agreement of any kind, is not an invitation or offer to invest in Roseon or acquire or use its tokens in any way with any expectation of profit. Any user of Roseon declares to have received appropriate technical, administrative and legal advice before and after reading this Whitepaper, the Roseon Website and using any part of the Roseon App (including its token) and accepts that there is an inherent high risk in acquiring or using any kind of blockchain and/or crypto token, platform, software, interface and acknowledges with full disclaimer for any of the persons or entities mentioned within this Whitepaper, that there can be any kind of damage suffered, including total loss.